Cash, ATMs & Emergency Money
The cash plan: where to get it, how much to carry, and what stays hidden for the day things break.
Use ATMs with context
Bank branches, airport machines, and standalone kiosks do not carry the same fee and fraud profile.
Cash-first regions need a bigger runway
Markets, taxis, guesthouses, tips, bathrooms, and remote areas can make cash practical instead of nostalgic.
Emergency cash should be boring
Small bills split from the wallet, enough for a ride or meal, and never treated like souvenir money.
Stop withdrawing without a reason
Every withdrawal is a fee, a security moment, and another thing to manage.