How to Save Money While on a Working Holiday in Asia

Save money on a working holiday in Asia by choosing budget-friendly countries like Vietnam or Thailand, staying in hostels or shared housing, eating local street food, and picking up freelance work or teaching English. Budget $25-40 per day and work 15-20 hours weekly to cover living expenses.

  1. Pick the right countries for your budget. Start in Vietnam, Thailand, or Cambodia where daily costs run $25-35. Avoid Japan, Singapore, or South Korea initially—save these for when you've built up savings. Malaysia and Philippines hit the middle ground at $30-40 daily.
  2. Find work before you burn through savings. Apply for English teaching positions online before arrival. Platforms like Dave's ESL Cafe and Ajarn.com post legitimate jobs. Freelance work (writing, design, programming) pays $10-25/hour. Start applying 2-3 months before your trip.
  3. Choose accommodation strategically. Book hostels for your first week ($8-12/night), then find shared apartments or guesthouses for monthly rates. Expect $200-400/month for a room. Avoid tourist areas—live where locals live for 30-50% savings.
  4. Eat like a local, not a tourist. Street food and local markets cost $2-4 per meal versus $8-15 at tourist restaurants. Learn basic phrases to order in the local language. Cook simple meals if your accommodation has a kitchen—saves $10-15 daily.
  5. Use local transportation. Take buses, trains, and motorbike taxis instead of private cars or tourist shuttles. A bus across Vietnam costs $25 versus $200 for private transport. Buy a motorbike for $300-600 if staying 3+ months.
  6. Track expenses weekly. Use apps like Trail Wallet or Trabee Pocket to monitor daily spending. Set weekly budgets of $175-280 and adjust when you go over. Most people underestimate food and transportation costs by 40%.
How much should I save before starting a working holiday in Asia?
Save $3,000-5,000 minimum. This covers your first 2-3 months while you find work and get settled. Many countries require proof of funds for visa applications anyway.
Can I work legally on a tourist visa?
No, tourist visas prohibit work in most Asian countries. You need a proper work visa or working holiday visa. Remote work for foreign clients exists in a legal gray area—research the specific country's laws.
What's the easiest work to find as a foreigner?
English teaching is most common, especially in Vietnam, Thailand, and Cambodia. You'll need a bachelor's degree for legal positions. Online freelancing (writing, design, programming) is also popular among digital nomads.
How do I handle banking and money transfers?
Open a local bank account once you have a work visa. Use Wise (formerly TransferWise) or Remitly for international transfers—much cheaper than traditional banks. Keep some US dollars or euros as backup.