Renting an Apartment in Japan as a Foreigner

To rent an apartment in Japan, you need a resident card, a Japanese phone number, and a bank account. Most landlords will only rent to foreigners who use a guarantor company and a specialized real estate agent familiar with 'gaijin-friendly' properties.

1. Secure your documents. Before house hunting, get your Residence Card (Zairyu Card), a local Japanese phone number (even a data-only SIM with a voice number works), and a Japanese bank account. You cannot sign a lease without these three items.
2. Hire a foreigner-friendly agent. Do not walk into a random local real estate shop. Find an agency that specializes in expat housing, such as Village House, Sakura House, or Housing Japan. They know which landlords accept foreigners and will handle the bilingual paperwork.
3. Budget for upfront costs. Be prepared to pay 4 to 6 months' worth of rent upfront. This includes 'key money' (non-refundable gift to the landlord), a security deposit, agency fees, and your first month's rent.
4. Use a guarantor company. Unless you have a Japanese relative to act as a guarantor, you must pay for a professional guarantor company. These companies charge roughly 50% to 100% of one month's rent to act as your financial safety net.
5. Finalize utilities and insurance. Once the lease is signed, the agency will provide instructions to register for electricity, gas, and water. You are also legally required to purchase fire insurance, usually handled through the agency.

Can I rent an apartment without a Japanese bank account?

Almost never. Landlords require an automated bank transfer set up for monthly rent payments.

What is 'Key Money' (Reikin)?

It is a non-refundable payment to the landlord as a 'thank you' for letting you rent the place. It is a traditional practice and is rarely negotiable.

Are apartments furnished?

Most standard Japanese apartments come completely unfurnished, including no light fixtures and sometimes no curtain rods.