Can I use my US or European debit card to open a bank account?

No. Argentinian banks require a local tax ID and local identity documentation to link any external accounts.

Is it worth trying to walk into a physical bank?

Unless you have a DNI and a work contract, you will be turned away. Save your time and stick to digital wallets.

No, Argentina uses a CBU (Clave Bancaria Uniforme) or CVU (Clave Virtual Uniforme) for digital wallets. These function as your account identifier for local transfers.

Opening a bank account in Argentina as a foreigner

Opening a traditional bank account in Argentina as a non-resident is effectively impossible due to central bank regulations requiring a DNI (National Identity Document). Instead, open an account with a local fintech app like Mercado Pago or Ualá, which only require a passport to start and can be upgraded as you formalize your residency.

Secure your CDI. Visit an AFIP office to request a CDI (Clave de Identificación). This is a tax ID for foreigners who do not yet have a DNI. You will need your passport and proof of address.
Download a Fintech App. Download Mercado Pago or Ualá. These are the most accessible platforms. Create an account using your passport details.
Upload Documentation. The app will prompt you to verify your identity. You will need to take a high-quality photo of your passport and a selfie within the app to pass the biometric check.
Fund your account. Since you cannot easily link a foreign bank account, you will need to deposit pesos in cash at a 'Rapipago' or 'Pago Fácil' location using your digital wallet's deposit barcode.

Can I use my US or European debit card to open a bank account?: No. Argentinian banks require a local tax ID and local identity documentation to link any external accounts.
Is it worth trying to walk into a physical bank?: Unless you have a DNI and a work contract, you will be turned away. Save your time and stick to digital wallets.
Will I get an IBAN?: No, Argentina uses a CBU (Clave Bancaria Uniforme) or CVU (Clave Virtual Uniforme) for digital wallets. These function as your account identifier for local transfers.