Is it cheaper to book activities in advance?

No. Most tours and excursions are cheaper when booked in person at a local travel agency or through your guesthouse front desk once you arrive.

Should we use a travel credit card?

Yes, but use one with zero foreign transaction fees. Use an ATM card that reimburses ATM fees, as Thai ATMs charge about $7 per withdrawal.

How to stretch your budget as a couple in Thailand

Slash your daily expenses by opting for local guesthouses, eating at night markets, and using regional buses instead of domestic flights. If you stick to street food and shared transport, a couple can comfortably spend $60–$75 total per day without sacrificing the experience.

Book private rooms in hostels or guesthouses. Avoid expensive resort chains. Look for 'private rooms' in highly-rated hostels or family-run guesthouses on booking platforms. You can often get a clean, air-conditioned room for $20–$25 a night.
Eat exclusively at night markets. Skip 'tourist' restaurants. A meal of Pad Thai or grilled skewers at a local night market costs $2–$3 per person. You will eat better and spend 70% less than at sit-down cafes.
Use public transit and shared taxis. Use the BTS/MRT in Bangkok and Songthaews (converted pickup trucks) in other provinces. Avoid private taxis or Grab whenever possible; a local Songthaew ride costs about $0.30, whereas a private car can run $5–$10.
Limit alcohol consumption. Alcohol is heavily taxed in Thailand. A beer at a 7-Eleven costs $1.50, but at a bar, it can be $5+. Stick to drinking water or fresh fruit smoothies ($1) during the day.

Is it cheaper to book activities in advance?: No. Most tours and excursions are cheaper when booked in person at a local travel agency or through your guesthouse front desk once you arrive.
Should we use a travel credit card?: Yes, but use one with zero foreign transaction fees. Use an ATM card that reimburses ATM fees, as Thai ATMs charge about $7 per withdrawal.