Are ATMs common on the smaller islands?

No. Always withdraw cash in major cities like Cebu or Manila before heading to remote islands like El Nido or Siquijor, where ATMs frequently run out of money or are offline.

Is it cheaper to book ferries in advance?

Usually no. You can often get the same price or cheaper by booking directly at the port office, though booking online is safer during peak holidays like Christmas or Holy Week.

How to Island Hop in the Philippines on a Budget

Stick to two island groups, use local ferries instead of domestic flights, and eat at local 'carinderias' to keep costs low. Avoid private boat tours and opt for joiner tours to split the fuel and guide costs with other travelers.

Choose your region. Don't try to see Palawan, Siargao, and Boracay in one trip. Flights are expensive. Pick one region (e.g., Visayas or Palawan) to minimize travel costs.
Take the ferry, not the plane. Use 2GO Travel or local fast-craft ferries between islands. Booking a 'Tourist Class' bed on an overnight ferry saves you one night of accommodation costs.
Book 'Joiner' tours. When booking island hopping tours, always ask for a 'joiner' rate. This means you share the boat with other travelers, lowering your cost from $80 USD for a private boat to $20-25 USD per person.
Eat at carinderias. Avoid 'tourist' restaurants. Look for carinderias (local roadside eateries) where a meal of rice, viand, and water will cost you $2-3 USD.
Use habal-habal. Hire local motorcycle taxis (habal-habal) for short distances instead of private air-conditioned vans. Agree on the price before getting on.

Are ATMs common on the smaller islands?: No. Always withdraw cash in major cities like Cebu or Manila before heading to remote islands like El Nido or Siquijor, where ATMs frequently run out of money or are offline.
Is it cheaper to book ferries in advance?: Usually no. You can often get the same price or cheaper by booking directly at the port office, though booking online is safer during peak holidays like Christmas or Holy Week.