const L2_PAGE = {
  "laneSlug": "budget",
  "laneTitle": "Budget",
  "parentSlug": "hidden-costs",
  "parentTitle": "The Hidden Costs",
  "title": "Desk Fees & Required Charges",
  "subtitle": "ATM fees, departure taxes, resort fees, and required charges that appear at counters.",
  "desk": "THE TREASURY DESK",
  "theme": "Travel money with receipts",
  "pathName": "/en/budget/hidden-costs/desk-fees-required-charges/",
  "parentPath": "/en/budget/hidden-costs/",
  "image": "https://images.unsplash.com/photo-1519682337058-a94d519337bc?w=1800&q=85",
  "photoCredit": "PHOTO - HOWTO TRAVEL EDITION",
  "meta": "Desk Fees & Required Charges travel budget dossier: ATM fees, departure taxes, resort fees, and required charges that appear at counters. Includes ledger rows, proof checks, timing, scenarios, mistakes, rescue flow, and queued breakout guides.",
  "remember": "The most annoying fee is the one you could have predicted but did not give a line.",
  "sections": [
    [
      "intake",
      "Intake"
    ],
    [
      "ledger",
      "Ledger"
    ],
    [
      "packet",
      "Packet"
    ],
    [
      "proof",
      "Proof"
    ],
    [
      "timing",
      "Timing"
    ],
    [
      "rules",
      "Rules"
    ],
    [
      "scenarios",
      "Scenarios"
    ],
    [
      "mistakes",
      "Mistakes"
    ],
    [
      "rescue",
      "Rescue"
    ],
    [
      "sources",
      "Sources"
    ]
  ],
  "stats": [
    [
      "3",
      "desk fees"
    ],
    [
      "1",
      "cash reserve"
    ],
    [
      "2",
      "screenshots"
    ],
    [
      "0",
      "surprise line"
    ]
  ],
  "oldLeaves": [
    "Atm Fees",
    "Departure Taxes",
    "Resort Fees"
  ],
  "rows": [
    [
      "ATM",
      "Bank and machine fees",
      "Cash access cost",
      "Using standalone kiosks"
    ],
    [
      "Departure",
      "Exit tax or airport fee",
      "Country-specific required payment",
      "Having no accepted cash"
    ],
    [
      "Resort",
      "Mandatory daily charge",
      "Hotel true nightly cost",
      "Comparing room rate only"
    ],
    [
      "Proof",
      "Receipt or policy screenshot",
      "Dispute and planning record",
      "Trusting verbal terms"
    ]
  ],
  "packet": [
    [
      "Give unavoidable fees their own line.",
      "If a fee is likely or required, it does not belong in miscellaneous. It belongs in the trip number.",
      "LINE"
    ],
    [
      "Keep small accepted cash where rules are uncertain.",
      "Some exit or local fees are easier when you have a modest cash reserve in a widely accepted currency.",
      "CASH"
    ],
    [
      "Screenshot mandatory hotel fees.",
      "Room-rate comparison fails when resort, destination, cleaning, or facility fees are hidden until checkout.",
      "HOTEL"
    ],
    [
      "Use bank ATMs when possible.",
      "ATM fees are not just price. Machine choice affects exchange rate, safety, and fraud risk.",
      "ATM"
    ]
  ],
  "proofTable": [
    [
      "ATM",
      "Bank and machine fees",
      "Cash access cost",
      "Using standalone kiosks"
    ],
    [
      "Departure",
      "Exit tax or airport fee",
      "Country-specific required payment",
      "Having no accepted cash"
    ],
    [
      "Resort",
      "Mandatory daily charge",
      "Hotel true nightly cost",
      "Comparing room rate only"
    ],
    [
      "Proof",
      "Receipt or policy screenshot",
      "Dispute and planning record",
      "Trusting verbal terms"
    ]
  ],
  "timing": [
    [
      "Before booking",
      "Check hotel mandatory fees and airport/departure charges."
    ],
    [
      "Before arrival",
      "Plan the first cash withdrawal and backup cash reserve."
    ],
    [
      "At check-in",
      "Ask which fees are mandatory, optional, refundable, or deposit holds."
    ],
    [
      "At checkout",
      "Compare receipt to the policy screenshot before leaving the desk."
    ]
  ],
  "rules": [
    [
      "If it repeats, give it a line.",
      "A cost that happens daily, per booking, per traveler, or per movement is not incidental on a real trip."
    ],
    [
      "If it can block the trip, check it early.",
      "Fees, payment limits, route costs, cancellation rules, and refund windows belong in planning, not panic."
    ],
    [
      "If it is optional, name what it replaces.",
      "Splurges are fine when they have a swap. They break budgets when they arrive as add-ons without a cut."
    ],
    [
      "If it teaches you something, keep the lesson.",
      "The cleanup is not shame. It is the next trip getting cheaper, calmer, or more honest."
    ]
  ],
  "scenarios": [
    [
      "A hotel rate looks cheaper",
      "Add mandatory daily charges before comparing it to another hotel."
    ],
    [
      "An ATM offers conversion",
      "Decline machine conversion and let the card network convert when possible."
    ],
    [
      "A country has an exit fee rumor",
      "Check current official or airport guidance and carry a small cash backup if uncertainty remains."
    ],
    [
      "A desk adds a new fee",
      "Ask whether it is mandatory, where it appears in the booking terms, and whether it is refundable."
    ]
  ],
  "mistakes": [
    "Putting required charges in the optional-spend bucket.",
    "Leaving checkout without the itemized bill.",
    "Relying on airport ATMs as the only cash plan.",
    "Comparing nightly room rates without mandatory fees."
  ],
  "emergency": [
    "Pay required exit or desk charges before arguing if time is tight.",
    "Get the receipt and policy reference.",
    "Record the charge in hidden costs, not daily spend.",
    "Dispute later with documentation if the fee contradicts written terms."
  ],
  "queue": [
    {
      "title": "Atm Fees"
    },
    {
      "title": "Departure Taxes"
    },
    {
      "title": "Resort Fees"
    }
  ],
  "sources": [
    {
      "label": "U.S. State Department destinations",
      "href": "https://travel.state.gov/destination/"
    },
    {
      "label": "U.S. DOT Fly Rights",
      "href": "https://www.transportation.gov/airconsumer/fly-rights"
    },
    {
      "label": "FTC travel tips",
      "href": "https://consumer.ftc.gov/articles/travel-tips"
    },
    {
      "label": "Visa exchange calculator",
      "href": "https://usa.visa.com/support/consumer/travel-support/exchange-rate-calculator.html"
    }
  ],
  "faqs": [
    {
      "q": "Why consolidate 3 Budget leaves into this page?",
      "a": "Because the useful action is one control system. Atm Fees, Departure Taxes, Resort Fees belong together when a traveler is making the same money decision."
    },
    {
      "q": "What should I do first for desk fees & required charges?",
      "a": "Start with the ledger row that can cost money soonest. Then build the packet, check the proof table, and calendar the next date or decision."
    },
    {
      "q": "Is this a spreadsheet page?",
      "a": "No. The sheet is just one tool. The page is the control desk: what number to know, what proof to keep, what choice to make, and what to do when the plan bends."
    },
    {
      "q": "What should stay in the future breakout queue?",
      "a": "Highly specific search questions, country variants, card-by-card examples, route-specific price studies, and traveler-type versions should break out later without weakening this canonical desk."
    },
    {
      "q": "How should I use the source links?",
      "a": "Use them to verify rules, fees, rights, and current terms before money moves. Editorial structure helps you ask the right question; the live provider or official source confirms the current answer."
    }
  ]
};

Object.assign(window, { L2_PAGE });